FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Cash Management |
Remote DepositIf you want to spend less time running to the bank and more time running your business, then Remote Deposit Service may be the solution for you. Convenient for businesses with single or multiple locations, that receive checks later in the day or for large dollar amounts.
How it worksAll you have to do is scan your checks using an approved scanner (connected to your computer and the Internet) and then transmit the deposit using our secure online website. The scanner automatically reads and calculates check amounts. We’ll receive your deposit the same as if you’d made it in person. That’s it for fast, secure, convenient electronic deposit of all your checks. Advantages for CompaniesCut costly courier fees or trips to Enterprise Bank Make deposits anytime Save time preparing deposits More secure Image storage ACH ServicesACH Manager allows you to stream line payments and reduce transaction costs with electronic ACH services. Whether for collecting payment or making deposits, our ACH cash management services provide improved cash flow efficiency and reduce the occurrence of check fraud. ACH is used for a wide variety of payments and deposits:
With ACH processing, you can send and receive payments electronically – not only reducing the need for checks, but also reducing dependency on debit and credit card payments.
ACH services let you manage your funds more effectively across all payment types. 
Merchant Processing ServicesCustomized credit card processing with lower fees and a high level of service!Enterprise Bank has teamed with Priority Payment Systems to provide credit card processing and electronic payment services backed by a commitment to service that is setting new standards in the payment processing industry. Better Service. Our innovation, individualized attention, and responsiveness are at the top of the industry. Lower Fees. Our customers benefit from some of the best pricing in the industry, all with no hidden fees and no long-term contracts. Our Payment Processing Review will show you how to lower credit card processing fees, too. Real Easy. Our simple application, fast, flexible approvals, and quick installations make it quick and easy to take advantage of these money saving offers and best-in-class service. Priority Payment Systems enables businesses of all types and sizes to accept:
Our products and services include credit card processing through a variety of different payment methods: mobile (cell phones, tablets, etc.), point of sale terminal, telephone order, software, and virtual terminal. Check/ACH Positive PayCheck Positive Pay and ACH Positive Pay are effective tools for businesses looking to reduce the risk of fraud, increase accuracy, and save time and money. By using these services, businesses can protect themselves from potential financial losses. Check Positive Pay vs. ACH Positive PayCheck Positive Pay provides early detection of fraudulent, altered or counterfeit checks through a daily verification of all checks presented. ACH Positive Pay allows a company to manage ACH debits and/or credits posting to their business account. Check Positive Pay BenefitsReduced risk of check fraud: Check Positive Pay helps prevent fraudulent checks from being cashed. Increased accuracy: Review front and back of check image for verification of amount, payee, and other information on the check Peace of mind: Make your own decisions on whether to pay or return a suspect check. ACH Positive Pay BenefitsIncreased security: ACH Positive Pay helps to prevent unauthorized electronic transactions by allowing you to review and approve ACH transactions before they are processed. Reduced fraud risk: With ACH Positive Pay, you can detect and prevent fraudulent ACH transactions before they are processed, reducing the risk of financial losses due to fraud. Improved accuracy: By verifying the details of each ACH transaction before it is processed, ACH Positive Pay helps to ensure that the correct amount is debited or credited to the correct account. Sweep ServicesLine of Credit Sweep ServiceA smart and automatic cash management service for your company Get the most from your checking account. Set up a sweep account to automatically invest excess funds or draw on a line of credit as checks clear. What is a Line of Credit Sweep? How does it work? Why would I use it? How your company benefits.
Benefits
Zero Balance Accounts Investment SweepExcess funds are automatically moved on a daily basis from your Commercial Analysis Checking Account to your Investment Sweep Account, so your business earns a competitive, market-based interest rate to maximize the use and growth of your operating cash. Efficiently manage and monitor your daily cash position with Enterprise Bank’s Overnight Repurchase Agreement (Repo) Sweep account. The Repo Sweep account provides daily automatic investment of excess collected funds in your Business Checking account, with the extra benefit of collateralization of the excess balances invested.
By linking your Business Checking account to a Repo Sweep, all activity (deposits, checks and other transactions) flows through your account, resulting in a net investment position at the end of each business day. The last transaction of the day automatically transfers the excess collected balances in the checking account to your Overnight Repurchase Agreement for investment. As funds are needed to cover items presented for payment in your checking account, such as checks or outgoing wire transfers, balances are automatically transferred from the Repo Sweep account to the checking account in order to pay those items. Features & Benefits
Wire Manager ServiceWire Services – Wire Manager simplifies wire origination and processing, so your staff can complete transfers more quickly and easily than ever. You can send domestic and international wire transfers quickly and conveniently online. Online Reporting – Wire Manager offers online access to real-time wire status information and extended transfer history. Advanced reporting functionality enables you to generate detailed reports on wire transfers that meet criteria that you specify. For example, you can view all wire activity occurring on a certain date or search for specific transfers using details such as transaction date or amount. Wire Manager also provides the ability to edit transactions online before they are posted. Features
Quicken® & QuickBooks®Enterprise Bank offers Web Connect to download account information into Quicken®, the easiest way to organize your personal finances.
Contacting Intuit SupportQuicken Support
QuickBooks Support
Business Visa Debit CardYour no-fee Business Visa Check Cards will save you the hassle of carrying a checkbook and the time and expense of issuing checks.
Visa® Business Credit CardChoose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. No matter which card you choose, your business will benefit from important features like:
|