Checking 

Minimum to open:

$0

$10

$1,000

$100

$25 fee

Minimum balance to avoid service charge:

$0

$50

$1,000

$0

$0

Monthly Service Charge:

$0

$3 per Statement Cycle, $0.25 per debit transaction

$15 per Statement Cycle, $0.25 per debit transaction

$0

$0

Rules:

Must enroll in Online Banking and receive eStatements. ($2.50 per month for paper statements)

Must be under 18 years old to open and have at least one parent/legal guardian as joint owner.

Must maintain a balance of $1,000 to avoid service charges

Must be age 55 or older to open.

Must have a High Deductible Health Plan. $25 fee to open the account.

Features:

No monthly fee with eStatements, no minimum balance

Great way to establish a checking account and learn financial responsibility

Earns interest, free single club checks, $15 credit towards a  safe deposit box, free cashier's checks

Earns interest, free single club checks, $15 credit towards a safe deposit box, free cashier's checks

Allows you to pay for current health expenses and save for future expenses